As I write this slice, temperatures outside are below zero and the Holidays are fast approaching. It is amazing how time has flown and that 2016 is almost at its end. The time of year to give thanks, share time with friends, family and loved ones has once again arrived!
2016 has brought great change and uncertainty to many. The recent election has some hopeful and others dealing with despair. Notwithstanding where you stand, change has no constituency and we certainly are going to deal with change in the coming years.
While we all deal with the hustle and bustle of the season and work diligently to get things done, perhaps we should all take a moment and enjoy moments that we seldom make time for to assist us with our mental health.
Recently, I did just that, with two of my favorite 2 1/2 year old friends. After a great spaghetti dinner, we all decided to play “Pie Face” to ring in the holidays. I’ve included a link for you to witness a glimpse of the moment for your amusement.
Needless to say, hearing the laughter of the children is difficult, as the adult laughter was loud enough to drown out the giggles of my young friends. (Actually, one of my young friends was terrified of the thought that I had been molested by a plastic boom full of whipped cream...Until she witnessed me enjoying the taste!)
This, by the way, is the point. Make time to laugh and enjoy your holiday season. Don’t let the real world ruin your ability to enjoy yourself, your friends, your loved ones and perhaps someone you don’t yet know who needs a friend. Take that moment to chill and enjoy the moment, and don’t take yourself too seriously!
My warmest wishes for a wonderful Holiday season to all!
“I have life insurance through my employer, so I don’t need any more coverage.” That’s a common statement heard across the country, especially from young professionals who believe they’re bulletproof and that tragedies won’t strike in their near or distant futures.
The reality is, just as our parents predicted, time flies. Before you know it, you’re in your 40’s and 50’s, your temporary life insurance policy remains at $50,000 and your lifestyle has grown, requiring six times the income since your younger days.
Lately, I’ve conversed with many people who don’t understand the ramifications of not having an appropriate strategy in place regarding life insurance and how various policies can work to assist in planning for the future. One awakening moment, which often comes too late in life, is when we experience the costs associated with caring for our parents as they age as mature adults.
Question: Will our kids be around to take care of us? Is it fair to unload that burden on them at a time when they are in the heart of their earning potential and possibly raising a family of their own? And, even if they are willing, why not compensate them?
There are many reasons to have life insurance and I won’t dwell on them in this slice. Many are technical in nature, others very simple and straightforward. That being said, I firmly believe everyone should be aware of some important facts concerning life insurance:
Here are situations when you might consider a life insurance product:
A Member of PCF Insurance Services
Leonard H. Franks & Associates
1845 Oak Street
Northfield, IL 60093